Products

Term Loans

Secure the capital your business needs to invest in long-term growth. Term Loans provide a lump sum of funding with predictable repayment schedules, making them an ideal solution for equipment purchases, business expansion, renovations, and other major investments.

No obligation. Talk to a real advisor.

Lump Sum Funding

Access the capital you need through a single upfront disbursement.

Fixed Payments

Predictable repayment schedules help simplify budgeting and financial planning.

Competitive Rates

Benefit from financing options with fixed interest rates for greater stability.

Business Growth

Fund expansion projects, equipment purchases, and other long-term investments.

Financing built for growing businesses

About Term Loans

Term Loans

A Term Loan provides your business with a one-time lump sum of capital that is repaid over a fixed period through scheduled monthly payments.

Whether you’re purchasing equipment, expanding operations, renovating your facility, or making another significant investment, a Term Loan offers predictable financing that supports long-term business growth.

Term Loan Benefits

Reliable financing designed for long-term business investments.

Qualifying Factors

Business Revenue

Consistent business revenue helps determine financing eligibility.

Time in Business

Established businesses may qualify for additional financing options.

Credit Profile

Credit history is reviewed alongside your overall business performance.

Financial Documentation

Recent business financials help evaluate your funding request.

Why Choose a Term Loan

Best For

Businesses planning equipment purchases, renovations, expansions, or other significant capital investments.

Challenges with Conventional Funding

A Smarter Financing Option

Term Loans provide predictable repayment schedules and fixed interest rates, giving businesses the confidence to invest in growth while maintaining greater financial stability.

Different

Why choose Ultris

Capital is a tool. We make sure it fits your hand.

Choice

Multiple financing options

One size fits none. We offer a full arsenal of solutions.

Simple

A straightforward process

No smoke. No mirrors. Just a clear path to capital.

Support

Business-focused support

You talk to a person who understands your industry.

Agile

Flexible capital solutions

Structures that bend so your business doesn’t break.

FAQ

Term Loan FAQs

Can’t find what you’re looking for? Reach out and we’ll walk you through it directly.

What is a Term Loan?

A Term Loan provides a business with a lump sum of capital that is repaid over an agreed period through fixed monthly payments.

Term Loans are commonly used for equipment purchases, business expansion, renovations, working capital, technology upgrades, and other major business investments.

Repayments are typically made through fixed monthly installments over the agreed loan term, making budgeting and cash flow management more predictable.

Term Loans are ideal for businesses planning significant investments that require upfront capital and prefer predictable repayment schedules.