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Invoice Factoring

Unlock the value of your unpaid invoices with Invoice Factoring. Convert outstanding customer invoices into immediate working capital, helping your business improve cash flow, cover operating expenses, and continue growing without waiting for customer payments.
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Immediate Cash Flow

Access capital tied up in unpaid customer invoices.

Working Capital

Cover payroll, inventory, and operating expenses without waiting for payments.

Flexible Funding

Funding grows alongside your sales and outstanding invoices.

Business Continuity

Keep your business running smoothly while customers pay on their terms.

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Invoice Factoring

About Invoice Factoring

Invoice Factoring

Invoice Factoring allows businesses to convert outstanding customer invoices into immediate cash instead of waiting for payment terms to expire.
By unlocking capital tied up in accounts receivable, businesses can improve cash flow, manage daily expenses, and reinvest in growth opportunities with greater financial flexibility.
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Invoice Factoring Benefits

Improve cash flow without waiting for customer payments.

  • Turn unpaid invoices into working capital
  • Improve day-to-day cash flow
  • Cover payroll and operating expenses
  • Reduce cash flow gaps
  • Funding that grows with your sales
  • Support ongoing business growth

Qualifying Factors

Outstanding Invoices

Funding is based on eligible unpaid invoices from completed sales.

Creditworthy Customers

Approval primarily considers the payment strength of your customers.

Business Operations

Designed for businesses that invoice other businesses for products or services.

Accounts Receivable

A healthy accounts receivable portfolio helps support funding opportunities.

  • Benefits

Why Choose Invoice Factoring

  • Convert unpaid invoices into immediate cash
  • Improve working capital without taking on a traditional loan
  • Maintain consistent business operations
  • Cover payroll, inventory, and operating expenses
  • Support business growth with reliable cash flow
  • Reduce the impact of long customer payment cycles

Best For

Businesses with outstanding customer invoices that need faster access to working capital.
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  • Traditional Financing

Challenges with Conventional Business Funding

  • Loan approvals may take longer
  • Additional collateral may be required
  • Fixed loan amounts may not match cash flow needs
  • Strict lending requirements
  • Limited flexibility for managing unpaid invoices
  • Delayed funding can impact daily operations

A More Flexible Solution

Invoice Factoring converts eligible invoices into immediate cash, helping businesses improve cash flow without waiting for customer payments.

Different

Why choose Ultris

Capital is a tool. We make sure it fits your hand.

Choice

Multiple financing options

One size fits none. We offer a full arsenal of solutions.

Simple

A straightforward process

No smoke. No mirrors. Just a clear path to capital.

Support

Business-focused support

You talk to a person who understands your industry.

Agile

Flexible capital solutions

Structures that bend so your business doesn’t break.

FAQ

Invoice Factoring FAQs

Can’t find what you’re looking for? Reach out and we’ll walk you through it directly.

What is Invoice Factoring?
Invoice Factoring is a financing solution that allows businesses to receive immediate cash by selling eligible unpaid customer invoices to a factoring company.
After delivering goods or services, your business submits eligible invoices for funding. Once approved, you receive an advance on the invoice value, and the remaining balance is released after your customer pays, less applicable fees.
Invoice Factoring is ideal for B2B businesses that issue invoices with payment terms and need faster access to working capital.
No. Invoice Factoring is not a traditional loan. It is a financing solution based on your outstanding accounts receivable rather than borrowing a fixed amount of money.